This Privacy Policy explains how Money Roadway (“we,” “us,” or “our”) collects, uses, discloses, and safeguards your information when you visit our website https://moneyroadway.com/ (the “Site”). Please read this policy carefully to understand our practices regarding your personal data. By using our Site, you consent to the terms of this Privacy Policy.
1. Introduction
Money Roadway is committed to protecting your privacy. This policy outlines:
- The types of information we collect.
- How we use and protect that information.
- Your rights regarding your data.
- Third parties with whom we may share information.
This policy applies solely to information collected through our Site and not to offline or third-party sources.
2. Information We Collect
We collect both personally identifiable information and non-personal data:
A. Personal Information:
- Voluntary Provided Data: When you subscribe to our newsletter, leave comments, or contact us, we collect your name, email address, and any other details you provide.
- Transactional Data: If you make purchases (e.g., digital products), we collect billing information, including credit card details (processed securely via third-party payment processors).
- Comments: When you leave comments, we collect data shown in the form, your IP address, and browser user agent string for spam detection.
B. Automatically Collected Data:
- Log Data: We collect information such as your IP address, browser type, pages visited, time and date of visits, and time spent on pages.
- Cookies: We use cookies (small text files stored on your device) to enhance your experience, analyze traffic, and personalize content. You can adjust browser settings to refuse cookies, but this may limit functionality.
- Embedded Content: Articles may include embedded content (e.g., videos, images). Embedded content from other websites (e.g., YouTube) behaves as if you visited those sites, which may collect data about you.
3. How We Use Your Information
We use your information for:
- Providing and improving our services (e.g., operating the Site, personalizing content).
- Communicating with you (e.g., responding to inquiries, sending newsletters).
- Analyzing trends and user behavior to enhance user experience.
- Preventing fraud and ensuring security.
- Complying with legal obligations.
4. Legal Basis for Processing (GDPR Compliance)
If you are in the European Economic Area (EEA), we process your data based on:
- Consent: For newsletters or comments, we rely on your explicit consent.
- Legitimate Interests: For site analytics and security.
- Contractual Necessity: For processing transactions.
5. Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to others. However, we may share data with:
- Service Providers: Third parties who assist in operating our Site (e.g., email marketing platforms, analytics providers). These parties are obligated to protect your data.
- Legal Requirements: If required by law or to protect our rights, we may disclose information.
- Business Transfers: In the event of a merger or acquisition, user information may be transferred.
6. Data Security
We implement security measures (e.g., encryption, access controls) to protect your data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
7. Your Rights and Choices
Depending on your location, you may have the following rights:
- Access and Rectification: Request access to or correction of your personal data.
- Erasure: Request deletion of your data (e.g., unsubscribe from newsletters).
- Restriction and Portability: Request limits on processing or data portability.
- Opt-Out of Marketing: Unsubscribe from promotional emails via the link provided.
- Cookie Management: Adjust browser settings to refuse cookies.
To exercise these rights, contact us at [Your Email Address]. We will respond within one month.
8. Third-Party Services
We use the following third-party services that may collect data:
- Google Analytics: For analyzing traffic. Google may use cookies and collect IP addresses. Learn more about Google’s practices here.
- Advertising Partners: We may use Google AdSense or other ad networks. These partners may use cookies for personalized ads. Refer to their privacy policies for opt-out options.
- Affiliate Links: We may participate in affiliate marketing programs (e.g., Amazon Associates). These links track referrals but do not personally identify you.
9. Children’s Privacy
Our Site is not intended for children under 13. We do not knowingly collect personal information from children. If you believe a child has provided data, contact us immediately for removal.
10. International Data Transfers
If you are outside the United States, note that your data may be transferred to and processed in countries with different data protection laws. By using our Site, you consent to such transfers.
11. Data Retention
We retain personal data only as long as necessary for the purposes outlined. For example:
- Comments and metadata are retained indefinitely.
- Newsletter subscriptions are retained until you unsubscribe.
12. Changes to This Policy
We may update this policy periodically. Changes will be posted on this page with an updated “Last Revised” date. Continued use of the Site after changes constitutes acceptance.
13. Contact Us
For questions about this Privacy Policy or to exercise your rights, contact us at:
Email: [Your Email Address]
Address: [Your Physical Address, if applicable]
14. Additional Disclosures
- CCPA/CPRA: California residents have the right to know what personal information is collected and to request deletion. We do not sell personal data.
- GDPR: EEA residents have the right to lodge complaints with a supervisory authority.
- CalOPPA: We comply with “Do Not Track” signals if supported by your browser